foreclosure report

@spidermonkey:

The much larger fraud is that the banks are listing nonperforming and foreclosed properties at book value, allowing them to inflate their earnings and give themselves (and perhaps yourself?) nice bonuses while undermining the financial stability of the housing market and the banks themselves. The banksters are betraying their responsibility to their stockholders and their charters to ensure the long term financial security of their institutions. As long as they push the problem down the road, the underlying losses will continue to grow, increasing the amount of instability in the market the risk of another failure. A bank that renegotiates a loan and restarts payments generally ends up recovering more than from foreclosure which leaves the bank with an unsellable property. As long as the there is a huge backlog of unsold properties the housing market will remain moribund. Foreclosure by fraud allows the banks to continue to conceal their real financial condition.

It’s stupid to place the blame on mortgage holders. Bankers are highly paid to evaluate ability of loan takers to repay and the value of the properties. It is bogus to say the bankers, who drove the inflation of property valuations by making borrowing too easy, are not responsible, while home buyers who made the same kinds of decisions that rising home prices and a healthy economy would make loan repayment affordable somehow are the bad guys. And while you throw mud at Freddie and Fannie and Frank, you carefully don’t notice that the majority of the debt is in jumbo loans not originated by the Federal loan companies.

The bankers killed the economy and with it the jobs of thousands borrowers. The bankers got paid lots of money to be the expert arbitrators of the market and they screwed it up royally. They should be in jail, not get bailed out. Now, the only thing lower than a politician is a banker. Yet somehow, clowns like you can only think of the poor bankers and how they were mistreated by the evil home buyers.

Time, Currency, & the Rush Hour Perspective

The Problem: It’s about the process of designing the process, which results in exponential derivative outcomes. Only reptiles attempt to catch the curve by addressing the aggregate symptoms of individual outcomes by blaming the individual. The NPV window / value / wealth / currency (voltage) depends entirely upon trust for timing, and reptiles breed competition, eliminating trust. Welcome to the Boeing catch-22, Microsoft.

In order to prime the pump, a cohort of kids must be brought up through the new process to prove it works, so others will follow, which will take 30 years, assuming the process is ready, but, in a little over a month, the reptiles are going to “see” that the best the dollar can do is gain traction on other currencies imploding into the black hole of bankruptcy.

Methodology: The universe is a black hole of black holes, with a composite neutral line serving as a relatively instantaneous communication bus. From the long-term perspective, it’s a pendulum; from the short-term perspective, it’s a bridge.

The old radio knob was continuous; the old tv knob was discreet. A dc signal can by piggy-backed on an ac signal, with the remainder going to the quantum neutral of neutrals. The education system trains in dc; you are born, you grow old, and you die, but you can just as easily see it from the reverse perspective. We call those ascribing to the latter kids with old souls and old people young at heart. When these types bond, it begins the priming process. They are always on the event horizon and they can affect time rather than simply having it affect them.

The kid is building the foundation with the old person in mind, and the old person is trimming out with the kid in mind, which induces the semi-neutral middle class. Parallel circuits are an illusion created by time. The more things change, the more they stay the same is another way of saying that physics is physics.

Analogy / Angle of Perspective: The reptiles herd their prey into the hour to create a bottleneck, “rewarding” the competitors on the front end of the ponzi, capturing the rest, and catching the front end on the next iteration. To solve loss of circulation, you want people to slow down to 40 mph, to temporarily cooperate, and maximize throughput until capacity is increased QUANTUMLY.

If you have a fast timed camera / meter, you will capture the pendulum swing. If you have a slow “income meter,” which averages, smoothes, and extrapolates, you will capture a dc average. From one perspective, you have many channels. From another, you have one channel and each class viewer has a filter to view the desired sub-channel. The universe is a tuner of tuners, which creates time in the process of installing filters, or creates filters in the process of establishing time.

On the first pass across the organization’s floor, an architect has 95% of the channels tuned and the bottleneck identified. All that is left is to design the irrational energy to be imparted upon the existing irrational energy, like multiplying a negative by a negative, only dimensions. The architect broadcasts on the required channels to ensure placement at the bottleneck (feedback loop of feedback loops). Due to the ego of egos, the architect’s participation will soon be discounted upon departure, like an old memory.

The automated line has to be aligned along the new direction for the to-be. In the as-is, the demand for variability naturally increases, but the line is general use, so the “errors” increase, resulting in processor timing errors. Humans are specifically designed to transform error demand into supply, by practicing errors, but the endgame of currency exchange forgives the dc machine while blaming the ac human, in a temporarily symbiotic relationship between agency and senior labor, with a ponzi TBTF entitlement system and a revolving door for junior labor, until the irresolvable crash, when the new facility is brought online and the process is re-initiated. Under equilibrium condition, however, a dc solution is not possible. The Mayans could evade the Internet.

The architect repeats an individual error within firm tolerance until backlash builds to the required threshold, “tuning in” all the systematic errors up the chain of command, while making prototypical corrections to the process, which will only clear the bottleneck on the last insertion (compilation of the wave). The filters will automatically tune in the individual error until design change is complete. An architect builds a prototype of prototypes, keeping the pieces in a mental closet.

The Turner Diaries Media Manipulation Model: Class identification, goals, funding, recruiting, media, proto-action, action/word positive feedback cycle. Just add channels and you have reptile herding of the sheeple. A dinosaur cannot change its spots in real time.

The reptilian mind cannot solve a problem it doesn’t recognize, so it becomes a hammer looking for a nail. Fiat money may only control the make-work economy, by measuring quantity. Only you can judge quality, which is the difference between a thinking human and a replicating reptile. From time to time, an architect appears to be any number of critters.

… another white elephant bytes the dust, because a quantum solution is required.

Architects have an acute sense of leverage. The art is in taking all the resulting energy and producing any productive outcome to balance the neutral line. The fusion/fission reactor is there; what others do with it is up to them, but they should not attempt to isolate the architects with Family Law. Only their virtual image resides within the box.

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